What is an affordable natural life insurance for a cigarette smoker?
What is an affordable life insurance for a cigarette smoker?
Answers: It depends on age, the amount of benefit and the term of the policy. You can visit this site for comparing energy insures rate
Also, if you are looking for term or Whole Life. For a smoker I would suggest a 10 yr term policy for $150,000. It may cost you around $2,000 - $3,000 per year. If you quit smoking for 1 year your premium will decrease by partly or more. I would then have the policy rewritten with the utmost available term policy, 30 years if you can. Your premium will stay level for that time.
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Answers: It depends on age, the amount of benefit and the term of the policy. You can visit this site for comparing energy insures rate
Also, if you are looking for term or Whole Life. For a smoker I would suggest a 10 yr term policy for $150,000. It may cost you around $2,000 - $3,000 per year. If you quit smoking for 1 year your premium will decrease by partly or more. I would then have the policy rewritten with the utmost available term policy, 30 years if you can. Your premium will stay level for that time.
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